Send money instantly, pay all your bills, buy airtime and data, save smarter and earn rewards on every single transaction, all in one beautiful app.
FlashPay gives you all the financial tools you need in one secure, beautiful app.
Send money to any FlashPay user instantly. Transfer to any Nigerian bank account in seconds. Every FlashPay user gets a dedicated Nigerian bank account number for receiving money from any bank.
✅ Live NowBuy airtime and data for MTN, Airtel, Glo and 9mobile instantly. Get the best data plans at competitive prices with zero extra charges.
✅ Live NowPay electricity bills for EKEDC, IKEDC, AEDC and all DISCOs. Subscribe to DSTV, GOtv, Startimes and more. All in one tap.
✅ Live NowTransfer money to any Nigerian bank account including GTBank, Access, Zenith, UBA, First Bank, OPay, PalmPay, Kuda and more.
✅ Live NowSave smarter with Goal Savings, Lock Savings, AutoSave, Group Savings and Emergency Fund. Build your financial future one step at a time.
✅ Live NowEarn FlashPoints on every transaction. Redeem for cashback, free airtime, data bundles and exclusive rewards. Every naira counts!
✅ Live NowUnderstand where your money goes with beautiful charts, category breakdowns and personalized insights. Weekly, monthly and yearly views.
✅ Live NowVerify your identity with BVN, NIN and government ID to unlock higher transaction limits and access all FlashPay features.
✅ Live NowFund your betting accounts on Bet9ja, Sportybet, 1xBet and more directly from your FlashPay wallet. Fast and instant.
⏳ Coming SoonType the recipient's FlashPay phone number. The app automatically finds their name and sends instantly.
Type the amount you want to send. Review the transaction details carefully before proceeding.
Enter your 4-digit transaction PIN or use fingerprint/Face ID to confirm. Money is sent instantly!
Both sender and receiver get instant notifications. Share your receipt as text, image or PDF.
3 seconds
FlashPay to FlashPay transfers are instant and free
Complete identity verification to unlock higher transaction limits and access all FlashPay features.
Daily limit for new users. Register with phone number and email to get started.
Verify with BVN and NIN to unlock higher limits and additional features.
Full verification with government ID unlocks maximum limits and all FlashPay features.
Five powerful savings products designed to help every Nigerian build wealth effortlessly.
Set a savings target and watch your progress. Perfect for saving towards a phone, laptop, travel or any goal.
Lock your funds for a fixed period and build serious saving discipline. Perfect for building your emergency fund.
Set it and forget it. AutoSave automatically deducts a fixed amount daily, weekly or monthly. Start from as little as ₦100 per day.
Save together with friends and family in a digital Ajo/Esusu. Transparent, automatic and trustworthy group savings circles.
FlashPoints is our loyalty program that rewards you for every naira you spend on FlashPay.
Earn FlashPoints on every transfer, airtime purchase, bill payment, savings deposit and more. The more you use FlashPay, the more you earn.
Redeem your FlashPoints for free airtime, data bundles, cashback to your wallet, and exclusive FlashPay rewards.
Level up from New Saver to Diamond Saver as you accumulate savings. Higher levels unlock better rewards and exclusive benefits.
Join thousands of Nigerians managing their money smarter with FlashPay.